Our Services
*Wells Fargo Advisors, LLC does not provide tax or legal advice. Please consult with your tax and legal advisors before taking any action that may have tax consequences.
Investment Consulting
• Existing portfolio analysis
• Review and assess investment objectives and risk tolerance
• Develop asset-allocation strategy matched to your objectives
• Design and construct portfolios
• Search and select independent money managers, mutual funds, UIT’s or other investment instruments (depending on which offers the potential for the highest after-tax returns)
• Monitor and report portfolio activity
• Quarterly performance reports
• Regular performance reviews
• Over 30 years experience in the Financial Markets
Investment Management
• Fixed-income portfolios--Taxable and Tax-Exempt (US government agency, corporate, and municipal bonds)
• Equity portfolios for long-term growth
Cash Management
• Money-market funds with check writing
• CAP Account
• Access Online
• Visa debit and credit cards
• FDIC-insured Treasury bills and CDs
• Margin accounts
Investment Planning
• Net-worth analysis
• Income-tax* and cash-flow analysis
• Retirement planning and projections (IRAs, IRA rollovers, and SEPs)
• Analysis of pension, profit-sharing, and annuities distributions
• Education planning
• Investment-plan updates
*Wells Fargo Advisors is not a legal or tax advisor.
Wealth Preservation Strategies
• Review trusts, wills, and insurance needs
• Valuation and disposition of estate assets
• Existing insurance policy analysis
• Will work in coordination with your insurance, legal, and tax advisors
• Execution of strategies in concert with your tax and legal advisors
Trust Services
• Sophisticated trust services available from affiliates of Well Fargo & Company
• Available in all states
• Living trusts
• Testamentary trusts
• Life-insurance trusts
• Charitable remainder trusts
* Trust services are offered through Wachovia Bank, National Association, a national banking association (chartered by the Office of the Comptroller of the Currency) and a wholly owned subsidiary of Wells Fargo & Company.
Lending Services*
• Mortgages/home-equity lines and loans
• Personal credit needs
• Creative financing solutions for small businesses
• Professional practice lending
• Commercial real-estate lending
*
.  Lending and other banking services available through the Banking Services Group of Wells Fargo Advisors are offered by banking and non-banking affiliates of Wells Fargo & Company, including, but not limited to Wachovia Mortgage, FSB, Wachovia Mortgage Corporation, Wachovia Bank, National Association, Wachovia Bank of Delaware, National Association, or Wachovia Financial Services, Inc. All loans and lines of credit are subject to credit approval, verification and collateral evaluation. Products are not available in all states. Programs, rates, terms and conditions are subject to change without notice. Certain restrictions apply.
Investment Strategies to Help Reduce Taxes
• Tax-loss selling
• Bond swaps
• Tax-efficient portfolios
Retirement Plan Services
• Pension, profit-sharing, and non-qualified plans
• Evaluation and amendment of existing plans
• Investment policy statement
• Investment consulting services
• Investment management
Corporate Executive Services
• Cashless stock option exercise and/or sales
• Restricted securities transactions: Rule 144 sales
Employee Stock Option Plan Procedure
Employee Stock Option Programs allow clients to buy shares of their company's stock at a specified price within a given period of time. The exercise price of the option is generally a much lower price than the current market value of the stock. Any potential gains are realized when the option is exercised and the shares are simultaneously sold in the market or exercised & held in your account for later sale at a more favorable tax rate.
|
